Trinidad & Tobago Shopify Payments

First Citizens Shopify Payment Gateway in Trinidad

Shopify Payments isn't available in Trinidad and Tobago — so we connect your First Citizens merchant account to your Shopify checkout through the First Atlantic Commerce (FAC) gateway, now branded PowerTranz, letting you take card payments online and settle into your own First Citizens account in TTD.

Book A Free Call What Is First Citizens?

One of 10+ payment gateways we connect to Shopify for Caribbean merchants.

  • Visa & Mastercard
  • Trinidad & Tobago Bank
  • First Atlantic Commerce (FAC)
  • Your own First Citizens account
A Trinidad and Tobago shop owner accepting an online card payment on her Shopify store — Paperless Blueprint First Citizens payment gateway integration

Card payments on your Shopify store

  • Visa
  • Mastercard
  • 3-D Secure
  • First Atlantic Commerce (FAC)
  • Your First Citizens account
10+
payment gateways we connect to Shopify
Your account
Card takings settle into your own First Citizens account, in TTD
FAC/PowerTranz
Built on the First Atlantic Commerce (FAC) gateway First Citizens uses — now branded PowerTranz
Straight Answer

What is First Citizens?

First Citizens is a Trinidad-and-Tobago-headquartered bank, majority-owned by the Government of Trinidad and Tobago and listed on the Trinidad and Tobago Stock Exchange. Founded in 1993 as the country's first indigenous bank, it is part of the First Citizens Group — one of the leading financial services groups in Trinidad and Tobago and the Eastern Caribbean. Its online card gateway runs on First Atlantic Commerce (FAC), now branded PowerTranz. Paperless Blueprint connects a First Citizens merchant account to Shopify and settles takings into your own account in TTD — one of more than ten gateways we integrate.

Last updated: 11 July 2026

The Trinidad Payments Problem

Why Trinidad Shopify Stores Can't Take Cards Out of the Box

The Wall You're Hitting

  • Shopify Payments doesn't work in Trinidad and Tobago, so your Shopify store can't take cards out of the box.
  • You bank with First Citizens and want card takings landing in your own First Citizens account — not a foreign wallet you have to withdraw from.
  • First Citizens issues a merchant account and gateway credentials, but wiring them into Shopify isn't a one-click app install.
  • You want customers paying by card on a checkout that looks and feels trusted.

How We Fix It With First Citizens

  • We connect your First Citizens merchant account to your Shopify checkout through the First Atlantic Commerce (FAC) gateway, now branded PowerTranz, so it accepts card payments online.
  • Card takings settle into your own First Citizens business account in TTD — your bank, your account, your local currency.
  • We handle the gateway credentials, the checkout integration and a real live-payment test end to end.
  • Your checkout stays branded, 3-D Secure and PCI-DSS compliant, so customers pay with confidence.
The Process

How We Add First Citizens to Your Shopify Store

  1. Scope your First Citizens setup

    Tell us you bank with (or want) First Citizens; we confirm your merchant account and gateway credentials and how it fits your Shopify store.

  2. Connect the gateway

    We wire your First Citizens / First Atlantic Commerce (FAC) credentials into your Shopify checkout so it accepts card payments — the integration is already built, so it's typically about two days.

  3. Test a live payment

    We run a real card payment through checkout before go-live, so you see it work before your customers do.

  4. Go live & get paid

    Your store starts taking cards, with takings settling into your own First Citizens business account in TTD.

What's Included

What's Included in Your First Citizens Shopify Build

Visa & Mastercard

credit and debit card payments accepted at your Shopify checkout

First Atlantic Commerce (FAC)

built on the gateway First Citizens uses, now branded PowerTranz

3-D Secure checkout

an authenticated, PCI-DSS-compliant payment flow

Settlement to your own account

takings settle into your own First Citizens business account in TTD

Live payment test

a real transaction verified before your store goes live

Plug-and-play build

the integration is already built, so it's typically about two days to integrate and test

Which First Citizens?

Is First Citizens Bank Trinidad the same as First Citizens Bank in the US?

No. This page is about First Citizens Bank Limited, a bank headquartered in Trinidad and Tobago and part of the First Citizens Group. It is a completely separate institution from First Citizens BancShares (First-Citizens Bank & Trust Company) of Raleigh, North Carolina — the large United States bank known for acquiring Silicon Valley Bank's deposits and loans in 2023. If you bank with (or want to bank with) First Citizens in Trinidad and Tobago and run a Shopify store, you're in the right place — this page is about connecting your account, not the US bank.

First Citizens runs on the same First Atlantic Commerce / PowerTranz gateway as several Caribbean banks — see the PowerTranz (First Atlantic Commerce) Shopify gateway and the Republic Bank Shopify payment gateway. First Citizens is also a bank partner of Fygaro, a Caribbean payments platform we also connect to Shopify. Comparing options? See our YOOZ Shopify integration and WiPay Shopify integration, or the full Shopify payment gateway hub.

First Citizens, First Atlantic Commerce, PowerTranz and Fygaro are trademarks of their respective owners. Paperless Blueprint is an independent Shopify integrator and is not affiliated with, authorised by, endorsed by, or certified by First Citizens, First Atlantic Commerce, PowerTranz, or Fygaro.

First Citizens Shopify Gateway FAQs

First Citizens is a Trinidad-and-Tobago-headquartered bank, majority-owned by the Government of Trinidad and Tobago and listed on the Trinidad and Tobago Stock Exchange. Founded in 1993, it is part of the First Citizens Group — one of the leading financial services groups in Trinidad and Tobago and the Eastern Caribbean. It is a bank, not a payment vendor.

No. This First Citizens is First Citizens Bank Limited of Trinidad and Tobago. It is a completely separate institution from First Citizens BancShares (First-Citizens Bank & Trust Company) of Raleigh, North Carolina — the large US bank known for acquiring Silicon Valley Bank's deposits and loans in 2023. If you bank with First Citizens in Trinidad and Tobago and want to accept payments on Shopify, you're in the right place.

Yes. A First Citizens merchant account connects to Shopify through the First Atlantic Commerce (FAC) gateway First Citizens uses for online card acceptance — now branded PowerTranz. Paperless Blueprint sets this up and tests it on your store with a real card payment before you go live.

First Citizens processes e-commerce card payments through First Atlantic Commerce (FAC), now branded PowerTranz — First Citizens' own merchant-services materials name FAC as the processor behind its e-commerce platform. We build the connection between that gateway and your Shopify checkout.

A customer pays at your Shopify checkout, the card is authorised through First Atlantic Commerce/PowerTranz, and the funds settle into your own First Citizens account in TTD — not a third-party wallet.

A First Citizens business merchant account approved for online (e-commerce) card acceptance, your gateway credentials, and a Shopify store. Book a free call and we'll confirm what your bank needs and connect it to your Shopify store.

No. Paperless Blueprint is an independent Shopify integrator. We are not a bank, and we are not partnered with, authorised by, endorsed by, or certified by First Citizens. We connect the First Citizens merchant account and gateway credentials that you hold into your Shopify store.

If you don't bank with First Citizens and don't want to open a merchant account there, another gateway may suit you better — for example a Republic Bank merchant account (also on First Atlantic Commerce/PowerTranz), or an aggregator like WiPay or YOOZ that you can start with faster. A First Citizens Shopify gateway is the strong fit when you already bank with First Citizens and want card takings settling straight into your own account in TTD. On a free call we'll tell you honestly which fits your bank and store.
Get Started

Ready to take card payments on your Shopify store?

Book a free call and we'll connect your First Citizens merchant account to your Shopify checkout and live-test it before you go live.

  • A free, no-obligation scoping call
  • We connect your First Citizens merchant account to your Shopify store via First Atlantic Commerce/PowerTranz
  • Card takings settle into your own First Citizens business account in TTD

Book a free call

Three quick details and we'll take it from there.

Protected by an invisible spam check — no puzzles.

Book A Call
We use essential cookies. Analytics and marketing cookies only with your consent. Policy We use essential cookies to make this site work. With your consent we would also set analytics and marketing cookies, to measure how the site is used and to improve our advertising. You can change your choice at any time using the "Cookie preferences" link at the bottom of any page. Cookie Policy

Required for the site to function, including security and your consent choice. These are always on and are not used for tracking.

Help us measure how visitors find and use the site, so we can improve it.

Used to measure our advertising (Meta and Google ad pixels) and to show you relevant ads on other sites. When you book a call we also send Meta a scrambled (hashed) copy of your email, phone and name with the booking, to measure our advertising — choose "Reject all cookies" or turn Marketing off to opt out.